Bank Of Scotland ISA Direct RewardAn opening balence of £1,000 is required to open an ISA Direct Reward Account - you will need to keep a balance of at least £1,000 for the 12 month reward period. Up to 4 withdrawals during the 12 month reward period Unlimited number of deposits - up to £5,100 this tax year. Manage your savings online or by telephone. If you already have an ISA with another provider and would like our ISA Direct Reward, you can transfer your ISA today free of charge. Variable interest rate (AER) paid annually on 5 April: 2.60%